Terms of Service

1. Acceptance of terms

By accessing or using BuiltXP, you agree to be bound by these Terms of Service and all policies referenced here. If you are using BuiltXP on behalf of a business, you represent that you are authorized to bind that business to these terms.

2. Eligibility

BuiltXP is available only to businesses operating in the construction industry and related sectors. You must complete business verification before you can move money on the platform.

3. Accounts and business verification

You are responsible for the accuracy of the information you provide and for maintaining the security of your account credentials. We may verify your business and its representatives, and we may suspend or limit access where verification cannot be completed.

3.1 Authorized representatives

Only individuals you authorize may act on your account. You are responsible for the actions taken by your authorized representatives.

4. Payments and transfers

BuiltXP enables payments and transfers through regulated banking partners. Settlement times, limits, and availability vary by method. You authorize BuiltXP to initiate the transfers you request, subject to verification and compliance checks.

5. Rewards

Qualifying activity may earn rewards subject to the Rewards Terms. Rewards are non-cash, have no cash value, and are redeemable only within the BuiltXP ecosystem.

6. Prohibited use

You agree not to use BuiltXP for any unlawful, fraudulent, or prohibited purpose. See the Acceptable Use policy for details. We may suspend or terminate access for violations.

7. Fees

Fees, if any, are described on the Pricing page and in your account. We will provide notice of material changes to fees as required.

8. Termination

You may stop using BuiltXP at any time. We may suspend or terminate access where required by law, for risk or compliance reasons, or for violations of these terms.

9. Disclaimers

BuiltXP is provided on an "as is" and "as available" basis without warranties of any kind, to the maximum extent permitted by law.

10. Limitation of liability

To the maximum extent permitted by law, BuiltXP and its affiliates are not liable for indirect, incidental, or consequential damages arising from your use of the services.

11. Changes to these terms

We may update these terms from time to time. We will post the updated terms with a new "last updated" date and, where appropriate, provide additional notice.

12. Contact

Questions about these terms? Email [email protected].