Bank-gradesecurity,built in.
Moving money for construction businesses means security can’t be an afterthought. It’s the foundation everything else sits on.
Controls on every transaction.
A layered set of controls protects your money, your data, and your account at every step.
Encryption everywhere
Data is encrypted in transit and at rest using industry-standard protocols.
Business verification
Every party is verified (KYB) before moving money, with representative checks (KYC) as required.
Append-only audit trail
Every transaction is recorded in a tamper-evident, append-only log with integrity checks.
Least-privilege access
Internal access is scoped, logged, and reviewed. No standing access to customer funds movement.
Continuous monitoring
Automated monitoring and alerting watch for anomalous activity around the clock.
Regulated banking partners
Funds move through regulated financial institutions, never held outside the regulated system.
Where your money actually sits.
Held at regulated institutions
Balances are held with regulated partner banks — BuiltXP is the software layer, not the deposit holder.
Transit-only movement
Money moves from payer to payee through the network; we don’t hold idle balances we don’t need to.
Reconciled continuously
Every movement is reconciled against the ledger so records always match the rails.
Privacy by design
We collect what’s needed to move money safely and nothing more. See our Privacy Policy for details.
Found something? Tell us.
We welcome reports from security researchers and treat them seriously.
If you believe you’ve found a vulnerability, please email us with details and steps to reproduce. We’ll acknowledge your report and keep you updated as we investigate. Please give us reasonable time to remediate before any public disclosure.
[email protected] →Security you can build on.
Run your payments and rewards on infrastructure designed to protect every dollar that moves through it.