MOVE MONEY

MoveMoney.
Built for Construction.

BuiltXP gives construction businesses one place to send, receive, and request payments using the payment method that fits the moment—whether you're paying a subcontractor, collecting from a customer, or settling an invoice.

BuiltXP
NETWORKMoney moves. Business grows.
  • General Contractor
  • Subcontractor
  • Developer
  • Supplier
  • Equipment Company
  • Architect
  • Engineer
Move Faster

Get paid faster and pay others on your terms.

More Control

Choose the right payment method for every situation.

One Connected Network

Verified businesses. Frictionless payments.

Complete Visibility

Track every payment from start to finish.

Run a Stronger Business

Less friction. Fewer delays. Stronger cash flow.

HOW MONEY MOVES

Every Way Your Business Moves Money.

BuiltXP gives you the flexibility to send, receive, and request payments in the way that works best for your business and your projects.

One Platform. Every Payment Need.

From everyday vendor payments to time-sensitive invoices, BuiltXP puts all the ways you move money in one connected experience.

BuiltXP
NETWORK
Send Payments

Pay anyone in your network securely.

Instant to Same Day
Request Payments

Request what you're owed in seconds.

Instant
Invoice Payments

Pay invoices directly within BuiltXP.

Same Day
Payment Links

Share a link. Get paid anytime, anywhere.

Instant
Recurring Payments

Automate repeat payments with ease.

Set It & Forget It
Bulk Payments

Pay multiple vendors or subs at once.

Same Day
Receive Payments

Get paid faster with more ways to collect.

Seconds to Days

One Platform. Total Flexibility.

Built for every role. Designed for how construction moves.

Built for Construction

Designed for the unique workflows and timelines of the construction industry.

Secure & Compliant

Enterprise-grade security and compliance you can trust with every transaction.

Total Flexibility

Choose the right payment method for every situation—no matter the size or complexity.

Faster Payments

Move money in seconds or same day—so your projects never slow down.

Complete Visibility

Track every payment from start to finish with real-time updates and reports.

PAYMENT METHODS

Choose the Right Payment for the Job.

Different payments. Different needs. BuiltXP gives you the payment options your business needs to stay on schedule and in control.

PAYMENT METHOD
BEST USED FOR
SPEED
COST
Standard ACH
Best used for Routine vendor and subcontractor payments where timing isn't urgent.
Speed 1–3 Business Days
Cost Low Most affordable
Same-Day ACH
Best used for Payments that need to arrive today without the cost of instant settlement.
Speed Same Day Cutoff times apply
Cost Moderate Cost-effective speed
FedNow®
Best used for Time-sensitive payments that require immediate availability during supported hours.
Speed Seconds 24/7/365
Cost Moderate Cost-effective instant
Real-Time Payments (RTP®)
Best used for Immediate transfers between participating financial institutions.
Speed Seconds 24/7/365
Cost Moderate Cost-effective instant
Push-to-Card
Best used for Send funds directly to an eligible debit card for fast access.
Speed Minutes Typically instant
Cost Moderate Fast & convenient
Card Payments
Best used for Pay invoices with a credit or debit card when flexibility is needed.
Speed Instant Immediate confirmation
Cost Higher Convenience fee applies
Select Payment Method
  • Standard ACH
  • Same-Day ACH
  • FedNow®
  • Real-Time (RTP®)
  • Push-to-Card
  • Card Payment
Payment Summary
Amount
$28,750.00
Delivery
Same-Day
Est. Arrival
Today by 5:00 PM

Every payment method.
One connected experience.

BuiltXP simplifies complex payments so you can focus on building. Move money the way your business—and your projects—need it to.

PAYMENT LIFECYCLE

The Life of a Payment.

Every payment you send or receive follows a clear path. BuiltXP keeps you informed every step of the way—from the moment it's created to the moment it's recorded.

Initiate Payment
BuiltXP BuiltXP processes securely
Our banking partners
Payment completed
Everything recorded

Payment Created

You enter payment details and confirm the information.

Payment Approved

Authorized approver reviews and approves the payment.

Payment Sent

BuiltXP securely initiates the payment using the selected method.

Funds In Transit

Payment moves through our banking network to the recipient's financial institution.

Funds Delivered

The recipient's bank receives the funds successfully.

Payment Confirmed

Both you and the recipient are notified that the payment is complete.

Invoice Updated

The related invoice is updated automatically in BuiltXP.

Payment Recorded

The transaction is recorded in your history and is ready for reporting.

Payment Status
  • Created
  • Approved
  • Sent
  • Delivered
  • Completed
  • Recorded
Payment to
ABC Construction
$28,750.00
Completed
May 20, 2024 · 10:42 AM

Visibility at Every Step.

BuiltXP gives you real-time visibility into every stage of your payment. Because when it comes to your business, you deserve to know exactly where things stand.

BUILTXP IN ACTION

Every Construction Business Moves Money Differently.

Whether you're a general contractor, specialty trade, supplier, or service provider—BuiltXP gives you the flexibility to send, receive, and request payments the way your business operates.

One Platform. Total Flexibility.

Different businesses. Different payment needs. BuiltXP adapts to how you work.

BuiltXP
One Platform.
Every Way to Pay.
General Contractors

Pay subs, suppliers, and vendors across projects.

ACHRTP®FedNow®
Suppliers & Material Providers

Receive payments fast and manage cash flow.

ACHRTP®FedNow®
Developers & Owners

Make secure payments and track every dollar.

ACHRTP®FedNow®
Service & Equipment Providers

Send and receive payments for equipment and services.

ACHRTP®Card
Engineers, Architects & Consultants

Request payments and get paid on time.

ACHInvoiceCard
Specialty Trade Contractors

Get paid faster and keep your crews moving.

ACHRTP®Card
Payment Overview
To / FromMethodAmountStatusTime
ABC Electric RTP® $28,750.00 Completed 10:42 AM
BuildRight Supply Same-Day ACH $14,980.00 Completed 9:15 AM
Precision Concrete FedNow® $7,250.00 Completed Yesterday
Site Services Co. Invoice $5,620.00 Pending Yesterday
Choose Payment Method
  • Standard ACH
  • Same-Day ACH
  • Real-Time (RTP®)
  • FedNow®
  • Push-to-Card
  • Card Payment

Built for the way construction works.

BuiltXP gives every business in construction the right payment options, so you can focus on what matters—building.

Flexible Options

Choose how you send, receive, or request.

Secure & Compliant

Enterprise-grade security you can trust.

Faster Payments

Get paid sooner. Pay on your terms.

Total Control

Track every payment in one place.

START MOVING MONEY

Move Money Your Way. Build What's Next.

BuiltXP gives construction businesses the speed, flexibility, and control to move money with confidence—so you can keep your projects, people, and partners moving forward.

BuiltXP
One Platform. Every Way to Pay.
Built for construction. Built for the future.