Oneplatform.Everyway construction pays.
BuiltXP Pay helps construction businesses send and receive payments through RTP, FedNow, ACH, Push-to-Card, and credit card payments — all from a single platform built specifically for the construction industry.
Choose the right payment method for every situation.
Construction businesses don't all pay the same way. BuiltXP gives you the flexibility to choose the payment rail that best fits your project, vendor, and cash flow needs.
Every project has different payment requirements.
A supplier may want ACH, a subcontractor may need RTP, an owner may prefer credit card, and an employee may require Push-to-Card. BuiltXP lets you choose the payment method that works best for every transaction.
Suppliers want ACH
A supplier may prefer reliable bank transfers.
Subcontractors need RTP
A subcontractor may need funds in real time.
Owners prefer credit card
A project owner may prefer to pay by credit card.
Employees need Push-to-Card
An employee may require a Push-to-Card reimbursement.
Construction payments powered by BuiltXP IDs.
Every BuiltXP User receives a BuiltXP ID — allowing businesses to move money faster across the construction network without repeatedly entering banking information.
- Faster routingSend payments using BuiltXP IDs instead of manually entering account information.
- Simplified invoice paymentsEmbed BuiltXP IDs directly into invoices for faster payment collection.
- Connected construction networkIdentify contractors, suppliers, vendors, and Merchant Partners across the BuiltXP ecosystem.
Know exactly where every payment stands.
Track payment activity from initiation through completion across every rail.
Pending
Initiated and awaiting processing.
Processing
Moving through the selected payment rail.
Completed
Funds delivered and confirmed.
Returned
Bounced back and flagged for review.
Failed
Did not go through — retry or adjust.
Scheduled
Queued to send on a future date.
Purpose-built for the construction industry.
Unlike generic payment platforms, BuiltXP Pay was designed specifically for how construction businesses move money.
General Contractors & Construction Managers
Coordinate payments across every project and trade.
Specialty Trade Contractors
Get paid faster and pay your crews on time.
Suppliers & Equipment Providers
Receive payments the way your customers prefer.
Professional Services & Developers/Owners
Fund projects and pay stakeholders with ease.
Architects & Engineers
Bill and collect across connected project teams.
Technology & Specialty Services
Move money across the construction supply chain.
Pay any way you need. Get paid faster than ever.
Whether you're sending an instant RTP payment, scheduling an ACH transfer, paying by credit card, or delivering funds directly to a debit card, BuiltXP Pay gives construction businesses the flexibility to move money their way.