BuiltXP Pricing

Instantconstructionpayments.
Transparentpricing. Rewardsoneverytransaction.

The construction industry's premium payments and rewards network — priced for contractors, suppliers, architects, engineers, owners, and enterprise firms operating across every office.

Move money faster
Earn on every transaction
Operate across every office
Section 01

BuiltXP Pay

Simple, transparent pricing.

  • No hidden fees
  • No surprise costs
  • No complicated pricing structures

Every fee is displayed before payment confirmation — what you see is exactly what you pay.

01

Instant Transfers

RTP & FedNow — Real-Time Payments

RTPFedNow

Move money instantly between bank accounts. Funds typically settle within seconds.

Perfect for
  • Urgent supplier payments
  • Payroll
  • Project-critical transfers
  • Emergency material purchases
Send instant payments
Pricing
Transfer amount BuiltXP fee
$1 – $1,000
$4.99
$1,001 – $10,000
$7.99
$10,001 – $100,000
$12.99
$100,001 – $500,000
$17.99
Maximum transfer $500,000 per transaction
02

Same-Day / Instant ACH

Faster ACH for operational cash flow

Same-Day ACH

Faster ACH payments for operational cash flow and contractor payouts.

Ideal for
  • Vendor payments
  • Contractor disbursements
  • Supplier transfers
  • Same-business-day payments
Move funds faster
Pricing
Transfer amount BuiltXP fee
$1 – $10,000
$2.99
$10,001 – $50,000
$4.99
$50,001 – $250,000
$7.99
Maximum transfer $250,000 per transaction
03

Standard ACH Transfers

Included

Reliable everyday transfers — included with membership

ACH

Reliable ACH transfers for everyday construction payments. Included with BuiltXP membership.

Best for
  • Routine vendor payouts
  • Recurring disbursements
  • Everyday operating spend
Start ACH transfers
Pricing
Transfer amount BuiltXP fee
$1 – $10,000
First 10 txns, then $2.99 each
FREE
$10,001 – $50,000
$3.99
$50,001 – $250,000
$4.99
$250,001 – $1,000,000
$7.99
Maximum transfer $1,000,000 per transaction
04

Push-to-Card

Debit card / push-to-card payments

Push-to-Card

Instant payouts directly to debit cards.

Perfect for
  • Subcontractor payouts
  • Emergency field payments
  • Instant disbursements
  • Contractor access to funds
Send instant card payments
Pricing
Payment type Fee
Debit card / push-to-card 2.95%
Maximum transfer $25,000 per transaction
05

Credit Card Payments

Flexible payment options for larger expenses

Credit Card

Flexible payment options for larger project expenses.

Ideal for
  • Material purchases
  • Project liquidity
  • Emergency expenses
  • Commercial contractor payments
Pay with credit card
Pricing
Payment type Fee
Credit card payments 4.95%
Maximum transfer $35,000 per transaction
06

ACH Return Fees

Protecting the integrity of the network

Returns

Transparent return fee pricing designed to help protect the integrity, security, and reliability of the BuiltXP payments network.

Pricing
Return type Fee
Authorized ACH return $15
Unauthorized ACH return $35
Section 02

BuiltXP Platform plans

Choose the plan built for your business — whether you're sending payments, managing suppliers, or operating across multiple offices.

Billing
Best value — pay once a year
Accept payments

Partnership User (BPU)

$ 229.99 /year
or $20/month

Designed for suppliers and merchant partners participating in the BuiltXP rewards network.

Includes
  • Merchant partner profile
  • Rewards participation
  • Supplier visibility
  • Payment acceptance tools
  • Reporting dashboard
Operate everywhere

Enterprise & Multi-Office

Additional regional office $149/year
Additional user seat $79/year

For regional and national construction firms. Every office operates independently while HQ keeps enterprise-wide visibility.

Each office receives
  • Separate BuiltXP-ID per office
  • Separate rewards pool
  • Office-level permissions
  • Localized reporting
  • Regional payment visibility
  • Multi-payment support
Worked example

ABC National Contractors

A regional firm scaling across the country.

6
office locations
25
users
Annual pricing breakdown
Base membership $289.99
5 additional offices $745.00
22 additional user seats $1,738.00
Total annual platform cost $2,772.99/yr
Straightforward

No hidden fees.
Ever.

Every fee is clearly displayed before payment confirmation — no surprise charges, no confusing pricing, and no hidden platform costs.

01
Transparent
Every fee is clearly displayed before payment confirmation — no surprise charges, ever.
02
Predictable
Flat, tiered pricing you can budget against. No confusing percentage games on transfers.
03
Contractor-friendly
Built around how construction actually pays — by job, by office, by transaction.
No setup fees No hidden platform charges No surprise processing fees
Built for construction

Ready to build
faster payments?

The construction industry's premium instant-payments and rewards network. Faster payments, rewards on every transaction, and enterprise-ready infrastructure.

FASTER PAYMENTS
Settle in seconds
REWARDS
On every transaction
INFRASTRUCTURE
Enterprise-ready