Guide
The construction payments guide.
A plain-English guide to how money moves in construction — rails, timing, fees, and rewards.
What's inside
Everything you need to know.
Payment rails explained
Standard ACH, same-day ACH, instant transfers over RTP and FedNow, push-to-card, and card payments.
BuiltXP PayWhat each rail costs
Standard ACH from $3.99, same-day ACH from $4.99, instant transfers from $7.99; push-to-card 2.95%, credit cards 4.95%.
PricingGetting paid faster
Invoice links your customers pay by bank account or card, and payment requests that carry the project, PO and terms.
PaymentsEarning rewards
Qualifying payments earn points — 1 point = $0.01 value, redeemable inside the BuiltXP ecosystem.
How rewards workGet started with BuiltXP
Ready to put it to work?
Create an account, verify your business, and choose a membership.