RTP
The Clearing House Real-Time Payments network. 24/7/365, instant settlement.
Instant transfers
Move money in real time.
Bank-to-bank payments over RTP and FedNow that typically settle within seconds — for the payment that can't wait for ACH.
Instant transfer
$3,200.00
Emergency supplier payment
Sending Settled in seconds
Instant transfer
$1,850.00
Urgent material release
Sending Settled in seconds
Fees and limits
What it costs.
Transfer amount BuiltXP fee
$1 – $1,000
$7.99 $1,001 – $10,000
$10.99 $10,001 – $100,000
$15.99 $100,001 – $500,000
$21.99 Maximum transfer $500,000 per transaction
Powered by real-time rails
Connected to modern real-time payment networks.
BuiltXP Instant Transfers use RTP and FedNow infrastructure to move money between bank accounts in real time.
FedNow
Federal Reserve real-time gross settlement. Always-on, irrevocable payments.
When to use it
Perfect for these payments.
- Urgent supplier payments
- Payroll
- Project-critical transfers
- Emergency material purchases
Instant transfers
Real-time payments built for construction.
Instant transfers cost $7.99 to $21.99, depending on the amount.