Financialinfrastructure
powering real-time
constructionpayments.
BuiltXP turns construction spend into rewards. Send and receive payments instantly, track every dollar, and earn rewards on every qualifying transaction — all in one platform.
Get rewarded — making payments.
Use Rewards with in-network merchant partners.
Every dollar that moves through the BuiltXP network generates rewards — back to our industry users.
Pay
Initiate FedNow, RTP, Instant ACH, or Card payments to any merchant partner, contractor, or entity within the construction ecosystem — within the US. Real-time tracking for contractors.
Earn
Every qualifying transaction earns BXP points based on your tier — 50 to 125 points per transaction. Points accrue automatically, no claim forms.
Redeem
Spend points across the partner network: materials, equipment, fuel, gear. Or convert to statement credit on your next merchant-partner invoice.
Contractors and merchant partners on BuiltXP today.
A snapshot of the names running BuiltXP-routed payments and earning BXP rewards across the network.
- Apex Builders
- Ferguson
- ABC Supply
- White Cap
- Cobalt Construction
- Steel Source Supply
- Northstar General
- Pacific Concrete Co.
- Greenline Warehouse
- Northern HVAC Wholesale
One Construction Network.
Multiple Ways to Earn.
Get Paid Faster. Earn while you Build.
Send & receive payments instantly, track every project dollar in real-time, unlock higher rewards as your business grows with BuiltXP.
- Get paid instantly through RTP, FedNow, Instant ACH, & Card.
- BuiltXP dashboard tracks project costs, vendors, and materials in real-time.
- Automatically sync payments with QuickBooks, Sage, Procore, Foundation, etc.
- Unlock Builder, Silver, Gold, & Platinum rewards tiers as your transaction volume grows.
Turn Contractor Spend Into Long-Term Loyalty.
Join the BuiltXP Merchant Network to connect with Contractors, increase annual revenue, and offer rewards directly through the construction payment flow.
- Drive repeat business through BuiltXP Merchant Rewards.
- Connect directly with Contractors making real-time project payments.
- Increase customer loyalty through embedded rewards and incentives.
- Receive faster payments with built-in RTP, FedNow, and Instant ACH capabilities.
- Gain visibility across the BuiltXP construction commerce network.
Modern Payment for the Entire Construction Ecosystem
From Developers to Architects/Engineers, and Consultants, BuiltXP streamlines payments, improves financial visibility, and keeps construction projects moving.
- Send & receive payments instantly across construction projects and teams.
- Centralize project-related payments, approvals, and financial activity.
- Improve cash flow visibility across vendors, consultants, and stakeholders.
- Reduce payment delays with real-time construction payment infrastructure.
- Operate within a connected construction financial network built for modern projects.
BuiltXP is built for the way
construction actually moves money.
Multi-rail payments
ACH, wire, RTP, virtual cards, international rails — all unified. Route automatically by amount, urgency, and merchant-partner preference.
Tiered rewards
Points scale with your tier. 50 → 125 BXP per qualifying transaction.
Job costing
Auto-tag every transaction by project, phase, and cost code.
Auto-reconciliation
Two-way sync with QuickBooks, Sage, Procore, Foundation, Viewpoint.
Audit-grade trail
Every payment, every approval, every redemption — cryptographically logged and immutably stored. SOC 2 in progress.
BuiltXP runs on regulated banking infrastructure.
Funds movement runs on a regulated money-services provider and FDIC-insured sponsor banks. Every BuiltXP counterparty passes KYC, KYB, AML, and OFAC screening. SOC 2 Type II audit underway.
Moveeverydollarthrough
one construction-nativeplatform.
Make payments, track every cost, and earn rewards on every dollar. Onboarding takes minutes — your team can be live before the next pay run.